California First National Bancorp · Irvine, CA United States · (NASDAQ (GM): CFNB)
Company Description
Phone: 949-255-0500
Fax: 949-255-0501
Toll Free: 800-496-4640
More Companies in: Irvine, California
More Companies in These Related Industries: Commercial Banking
View California First National Bancorp Locations On A US Map
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This link will open in a new window California First National Bancorp (CalFirst) wants to be first on your mind when it comes to meeting your equipment leasing needs. Through subsidiaries Amplicon and California First Leasing (CalFirst Leasing), the firm leases mainly computers and software. It also leases retail point-of-sale systems, ATMs, telecommunications equipment, office furniture, and other equipment. CalFirst also operates California First National Bank (CalFirst Bank), a branchless retail bank that accepts deposits through the mail, by phone, or over the Internet. CEO Patrick Paddon owns 64% of the company; COO Glen Tsuma owns about 13%. To read the full description, subscribe now.
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Key California First National Bancorp Financials
| Company Type | Public - NASDAQ (GM): CFNB Headquarters |
| Fiscal Year-End | June |
| 2009 Employees | 155 |
California First National Bancorp Executives
9 executives listed for California First National Bancorp's Irvine, CA location.
| Title | Name & Bio | Contact |
| Chairman, President, and CEO | Patrick Paddon | |
| VP, COO, Secretary, and Director | Glen Tsuma | |
| CFO | S. Leslie Jewett |
Competition
Competitive Landscape for California First National Bancorp
Demand for banking services is closely tied to economic activity and the level of interest rates. The profitability of individual banks depends on marketing skills, efficient operations, and good risk management. Large economies of scale exist in some segments of the industry, which has encouraged industry consolidation. Smaller banks can compete successfully in segments where customer service or knowledge of the local market is more important. The industry is capital-intensive and highly automated: annual revenue per employee is close to $300,000. Many banks and thrifts aggressively offered adjustable rate and subprime mortgages during the housing boom of the early 2000s only to find themselves saddled with loan defaults and extensive losses when the housing bubble burst. Deep exposure to subprime mortgages and mortgage-backed securities caused bank failures, government takeovers, and involuntary mergers. To read the full description, subscribe now.Top California First National Bancorp Competitors
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